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Grade Check with coverage

By leveraging the Grade Check API, businesses can gain valuable insights into the credit profiles of their customers, enabling them to make informed and strategic decisions with increased confidence and accuracy.

Challenges

  • As a standalone product, the Grade Check API endpoint is different from the Cover API. If you also need coverage, you can decide to implement directly the Grade Check API to complete your current implementation, or you can as well use the current API. See more details in the scenario section.
  • This API simplifies the evaluation process by bringing together monitored grades, historical data, and country risk information into one unified API to assess the financial stability and creditworthiness of customers. Additionally, it offers detailed buyer insights, including publicly available financial data for buyers in supported countries.
  • For more information about the service, you can visit the Allianz Trade website at https://www.allianz-trade.com/en_global/our-solutions/trade-credit-insurance/information-product.html

     

Who's it for

Grade Check Product is available for Policy Holders in France, UK, Germany, Italy.

 

Availabilities

Financial information is available across several European countries, including France, UK/IE, Belgium, Italy, Spain, and Germany. It is an essential asset for businesses looking to make informed decisions based on credit data.

Benefits

All in one Access to Buyer and Financial Insights: access all relevant information through a single API, including monitored grades, historical data to evaluate financial stability and creditworthiness, and detailed buyer information with publicly available financial details for buyers in supported countries.

 

Scenario Example

You have a Grade Check policy and you also need coverage. 

If you have implemented the Cover API, 
  1. you already benefit from monitored grades and historical data. For detailed buyer information, use the Company API; for country risk insights, refer to the Country Risk API; and for financial information, access the Financial API.
  2. you can also decide to retrieve this information from the Grade Check API, please note that it provides general information about buyers without the details.

If you have not yet implemented the Cover API, 

  1. you may start with the Grade Check API and add the Cover API later,
  2. or choose to implement the Cover API directly. 

Process & Orchestration

workflow_gradewithcover

Tutorial related

Company Search

Identify your buyers worldwide and get its companyId.

Company Referential

Retrieve buyer details by companyID and to generate companyID when it is not still in our database.

Grade Monitoring Service

Monitor the creditworthiness of your buyers without requesting a cover (also available in Grade Check).

Country Grade

This API allows you to access country risk grade information.

Financial Report

The Financial Report API provides access to publicly available financial details for companies located in France, United Kingdom, Ireland, Belgium, Italy, Spain, and Germany.