Boost your Credit Risk Insurance with APIs
Power your credit insurance, digital payments protection, surety and credit intelligence with secure integrations
Integration that works for everyone
Automate Credit Management
Streamline workflows, cut manual tasks, and boost decision speed with real‑time credit risk data.
Smarter, Faster Risk Decisions
Access live, accurate credit insights directly in your systems to reduce errors and act proactively.
Seamless System Integration
Embed secure, scalable APIs into your ERP/CRM to unify data and simplify credit operations.
Explore our products
Protect your business from unexpected commercial and political risks with trade credit insurance.
Access buyer grades & apply credit limits directly from your systems.
Manage your policy portfolio.
Monitor overdue events & manage your claims.
Digital payments with confidence
Enable insured B2B payment terms with realtime credit decisions.
Reduce fraud and onboarding friction with automated KYB/ID verification.
Protect revenue with embedded coverage and streamlined dunning & claims workflows.
Supports & protects your contractual obligations towards a customer, supplier or partner
Financial Protection Against Non‑Performance.
Preservation of Working Capital & Increased Flexibility.
Support for Sustainable and Low‑Carbon Projects.
Check your key business partners’ creditworthiness using our global intelligence
Real‑time creditworthiness assessment.
Comprehensive financial and risk intelligence.
Early‑warning monitoring with automatic notifications.
Explore our products
Protect your business from unexpected commercial and political risks with trade credit insurance.
Access buyer grades & apply credit limits directly from your systems.
Manage your policy portfolio.
Monitor overdue events & manage your claims.
Digital payments with confidence
Enable insured B2B payment terms with realtime credit decisions.
Reduce fraud and onboarding friction with automated KYB/ID verification.
Protect revenue with embedded coverage and streamlined dunning & claims workflows.
Supports & protects your contractual obligations towards a customer, supplier or partner
Financial Protection Against Non‑Performance.
Preservation of Working Capital & Increased Flexibility.
Support for Sustainable and Low‑Carbon Projects.
Check your key business partners’ creditworthiness using our global intelligence
Real‑time creditworthiness assessment.
Comprehensive financial and risk intelligence.
Early‑warning monitoring with automatic notifications.
Modern RESTful
Clear documentation and sandbox environment for smooth implementation.
OpenAPI Specification
Standardized API specs that boost development speed and ensure reliable integration.
Developer support
Access to technical documentation, sample code, and support to accelerate development.
Explore developers resources
Developer documentation
Your integration playbook: Get started, connect, test and deploy.
No-code plugins library
Prebuilt Allianz Trade plugins that embed our risk and credit features with minimal setup.
Your journey, step by step:
Get Started
Register and get access to test and production keys.
Discover use cases
See how our APIs solve real problems and explore tutorials.
Explore APIs
Browse APIs, documentations and specifications.
Test
Test and validate your product live in acceptance environment.
Go live
Switch to production and launch your integration.
Learn how to go from use case to integration
View your policies portfolio in one place
Retrieve your entire trade‑credit insurance policy portfolio and access detailed information.
Evaluate new buyers with confidence
Instantly access Allianz Trade data to improve credit risk and trade decisions.
Monitor your Covers Portfolio in one click
Get detailed information about your covers portfolio in one click.
Allianz Trade pay Standard
Fast to integrate and easy to run. Standard delivers real-time buyer search, credit decisioning, invoice coverage, and claim handling through a straightforward API flow. Ideal for getting protected B2B payments live quickly.
Allianz Trade pay Advanced
Everything in Standard, plus enhanced risk controls. Advanced adds buyer onboarding (KYB/ID verification) and an upgraded Cover flow to support ID-fraud protection and dunning. Ideal for merchants needing stronger compliance, fraud mitigation, and end-to-end automation.
Surety Bond
A surety bond supports and protects the contractual obligations you have entered into with a customer, supplier or partner.
Surety contract external
To manage Surety contracts.
Coverage needed
Either you already use the Cover API or not, select the implementation approach that matches your situation.
No coverage needed
The Grade Check API is a standalone product, separate from the Cover API. If coverage implementation isn't needed, the Grade Check API is the ideal choice.
Learn how to go from use case to integration
View your policies portfolio in one place
Retrieve your entire trade‑credit insurance policy portfolio and access detailed information.
Evaluate new buyers with confidence
Instantly access Allianz Trade data to improve credit risk and trade decisions.
Monitor your Covers Portfolio in one click
Get detailed information about your covers portfolio in one click.
Allianz Trade pay Standard
Fast to integrate and easy to run. Standard delivers real-time buyer search, credit decisioning, invoice coverage, and claim handling through a straightforward API flow. Ideal for getting protected B2B payments live quickly.
Allianz Trade pay Advanced
Everything in Standard, plus enhanced risk controls. Advanced adds buyer onboarding (KYB/ID verification) and an upgraded Cover flow to support ID-fraud protection and dunning. Ideal for merchants needing stronger compliance, fraud mitigation, and end-to-end automation.
Surety Bond
A surety bond supports and protects the contractual obligations you have entered into with a customer, supplier or partner.
Surety contract external
To manage Surety contracts.
Coverage needed
Either you already use the Cover API or not, select the implementation approach that matches your situation.
No coverage needed
The Grade Check API is a standalone product, separate from the Cover API. If coverage implementation isn't needed, the Grade Check API is the ideal choice.
Stay updated with our latest news
Product “Grade Cover” available through API
With the introduction of new contracts based on our commercial migration, you can benefit to a new product “Grade Cover” service.It operates at the level of countries covered by a policy, without requiring a manually requested amount.This service enhances our offering with a simple alternative to standard credit limits. What does that means in the Cover API:coverTypeCode changes from gradeCover to creditLimit Primary with the flag isGradelimit.See more details: Grade Cover Need access or have questions?We’re here to help. Contact us at api@allianz-trade.com. We’ll be happy to support you!
Read the article
Grade Check available with SAP Cloud for Credit
We are pleased to inform that Grade Check is now available through API and through your ERP SAP Cloud for Credit Management.Grade Check is a standalone information product, designed to provide Grade information and additional insights to companies, without an insurance coverage. Financial information Available across several European countries, including France, UK/IE, Belgium, Italy, Spain and Germany.It is an essential asset for businesses looking to make informed decisions based on credit data. NoteGrade monitoring API/Grade Cover API and Grade Check API are two different services. Grade Cover API is used for grade based cover. Grade Check API is used for information where cover requests are not possible. Explore Grade Check
Read the articleManage your credit with the global leader
DEDICATION
75,000+
Corporate customers
INSIGHT
€1,400 billion
Business accessible through our risk grading
ASSURANCE
AA Rating
By standard & Poor's