Allianz Trade pay

What is Allianz Trade pay?

Allianz Trade pay is an API first solution that helps B2B BNPL Payment Provider, Financial Institutions, Merchants, and Marketplaces offer flexible payment terms online while managing credit risk, fraud risk, and non-payment through realtime credit intelligence and embedded credit insurance.

 

It supports the entire Order-to-Cash cycle, including onboarding, risk checks, coverage, reminders, and claims.

Allianz Trade pay

Services tailored to fit your business

  • Real-time credit decision: Assess buyer risk instantly and enable net payment terms with confidence.

  • Embedded trade credit insurance: Protect receivables against non-payment with coverage activated at invoice/transaction level.

  • Flexible integration: Modular APIs or deploy via e-commerce plugins for faster go-live.

  • Digital buyer onboarding (KYB/ID verification): Automate onboarding and reduce manual checks to accelerate buyer activation.  Advanced only

  • Integrated fraud risk management: Strengthen protection against identity theft and fraudulent transaction.  Advanced only

  • Smart payment management: Support payment reminders/dunning and streamline reconciliation to reduce operational effort.  Advanced only 

Choose the right package for direct implementation

Allianz Trade pay Standard

Fast to integrate and easy to run. Standard delivers real-time buyer search, credit decisioning, invoice coverage, and claim handling through a straightforward API flow. Ideal for getting protected B2B payments live quickly.

Explore Standard

Allianz Trade pay Advanced

Everything in Standard, plus enhanced risk controls. Advanced adds buyer onboarding (KYB/ID verification) and an upgraded Cover flow to support ID-fraud protection and dunning. Ideal for merchants needing stronger compliance, fraud mitigation, and end-to-end automation.

Explore Advanced

How to make your choice?

Need insured digital payment terms quickly?

Start with Standard for real-time decisions and coverage.

Need KYB/ID verification, fraud controls or dunning?

Choose Advanced for onboarding + enhanced coverage flow.

Want end to end order-to-cash automation? 

Use Advanced to connect onboarding, insurance, reminders, and reconciliation.

Integrate seamlessly with your system using plugins

Magento 2

Activate B2B BNPL for Magento 2 with instant checks, upfront payout and Luma/Hyvä support.

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Adobe Commerce

Adds B2B BNPL to Adobe Commerce with instant credit checks, upfront payout and integrated risk protection.

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Shopware

Enables B2B BNPL and net‑terms for Shopware with instant checks; Allianz Trade pays upfront and takes the risk.

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WooCommerce

Brings B2B net‑terms and BNPL with instant credit checks and guaranteed payment.

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PrestaShop

Adds B2B BNPL and net‑terms with instant approvals, fraud checks and guaranteed payment.

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OroCommerce

Provides B2B BNPL and net‑terms with instant approvals, fraud checks and guaranteed payment.

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Why Allianz Trade pay?

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Sharp growth

17%

annual compound growth forecast for B2B online sales this decade

World Globe

Online shift

35 %

of mid-large businesses sales are now online

Hand Get Money

More sales

20 %

to 40 % more spend on average with flexible payment options